Before
accepting ICBC’s offer, make sure it is reasonable. The problem is
that most claimants don’t have an idea what is reasonable and
what’s not. There have been a lot of instances in the past when
claimants accepted a low-ball offer only to end up realizing it isn’t
enough to cover the costs of all their losses.
In
order to know whether ICBC is making a reasonable offer, you have to
first assess the extent of your losses. Don’t just take into
consideration the visible damages that the accident might have
inflicted on your life. Also take into consideration the invisible
damages such as damages to your mental health and soft tissue
damages.
Pain
and suffering and all other non-pecuniary damages should be
compensated by your insurance company. What you can do is consult
with experienced Personal
Injury
Lawyers
in Coquitlam
such as Learn Zenk Barristers & Solicitors to determine how much
your claim is worth.
Once
ICBC makes an offer and it is far from your expected compensation,
personal injury lawyers in Coquitlam can negotiate with your
insurance company using your pain and suffering as an argument.
Evidences to support your claims can be presented.
The
goal of ICBC is to avoid a trial. This is costlier than negotiating
off-court. They will expect you to negotiate the claim. If you are
working with lawyers such as Learn Zenk Barristers & Solicitors,
you can have a stronger and more knowledgeable voice when dealing
with insurance adjusters. This will give you a better chance of
receiving compensation that is closer to the real value of your
claim.
