Pain and Suffering ICBC Claims – What You Should Know

One of the most common ICBC grounds for a claim is pain and suffering claim. This is also referred to as general damages. In this kind of claim, the insurance adjusters will assess the extent of the loss of quality of life. The adjusters will determine the impact the injuries that the claimant has sustained when it comes to performing at work or doing their everyday tasks at home. This includes assessment on physical and emotional pain as well as psychological damages due to the accident like PTSD and depression. 

 

In order for the claimant to have strong grounds when filing for pain and suffering claims, he/she must discuss the conditions with the doctor. Your doctor will be able to determine what kinds of therapies and rehabilitation programs you can try in order to improve recovery. Your insurance company and the Court will also use your doctor’s evaluations to determine how much to award you. This is why you should not neglect doctor appointments or skip going to therapy sessions. Your insurance company might see this as a sign that your pain and suffering aren’t really that significant.

It’s also important to discuss it with your ICBC lawyer in Coquitlam. Some pain and suffering cases might be difficult to prove in court or to ICBC. Your insurance company will try to keep the costs of awards down so they might undermine the effects of your pain and suffering. But with the help of an ICBC lawyer in Coquitlam such as Learn Zenk Barristers & Solicitors, you should be able to deal with insurance adjusters better to get maximum compensation.

To know more details about Personal Injury Lawyer in Coquitlam please visit our website: http://www.learnzenk.com/

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What to Do If You Are Pinned as the At Fault Party After an Accident

You’ve just been in an accident and currently recuperating from your injuries. An accident, even minor ones, can leave anyone traumatized. But to top that off, the other party may also pin the fault on you. If this happens to you, what should you do? 

 

Getting the Help of an ICBC Lawyer in Coquitlam

Never be afraid to seek the help of an ICBC Lawyer in Coquitlam such as Learn Zenk Barristers & Solicitors. Many people injured in accidents dispense with the need of a lawyer and attempt to handle the case by themselves not knowing that they are putting themselves at a disadvantageous point. You can easily be swayed by the other party if you don’t make the right arguments or even agree to a low-ball settlement or offer from the insurance company. But with an ICBC lawyer in Coquitlam, you have a much stronger voice when it comes to deflecting fault.

The Insurance Claim Adjuster Might Also Put Fault on You

Keep in mind that the insurance adjuster works for the insurance company. And as such, they will try to get the lowest settlement possible. To do that, they might try to pin the fault on you. Not knowing how to handle the insurance adjuster will surely cause you to lose your ground and even lose your chance at getting a fair settlement.

Don’t be alarmed. If you know that you are not the one at fault and you have a lawyer representing you, you should be able to deflect blame.

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Do You Really Need an ICBC Lawyer?

When dealing with personal injury cases and filing a claim against ICBC, one of the questions people tend to ask is whether or not retaining the services of an ICBC lawyer in Coquitlam is really necessary. It’s understandable why some people might hesitate in getting the help of an ICBC Lawyer in Coquitlam but having one to represent you while filing your claim could offer a lot of benefits. 

 

Understanding the Value of Your Claim

Do you know how much your claim is really worth? ICBC lawyers from firms such as Learn Zenk Barristers &Solicitors have handled various kinds of ICBC cases. That means they know how to assess the value of the claim based on physical injuries, pain and suffering and future problems that might arise from these injuries. Knowing the value of your claim help you negotiate better.

Negotiating When The First Offer is Low

Chances are, ICBC’s first offer is low and nowhere near what you were expecting. This is normal since it gets the negotiation process rolling. If you don’t know how to respond, your ICBC lawyer will help you out with the negotiation.

Learn How to Deal with Insurance Adjusters

Dealing with insurance adjusters can be intimidating. They will ask you a lot of questions, so you need to prepare for the interview. With the help of your ICBC lawyer, you will know just what to expect.

In the end, your lawyer will help you more than you expect. It’s definitely a good idea to look for a lawyer before filing for a claim.

To know more details about Personal Injury Lawyer in Coquitlam please visit our website: http://www.learnzenk.com/

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Carbon Monoxide Poisoning – Who is Liable?

Carbon monoxide poisoning is responsible for the deaths of many people during the fall and winter seasons. Now that winter is right around the corner, it is the responsibility of all property owners to make sure that their home is secure and that there is no possibility of carbon monoxide poisoning. 

Carbon monoxide is an odorless and colorless gas so it’s not easy to detect its presence in a facility. Its effects can be fatal. Once it enters your system, it can attack your body and cause irregularity in your heartbeat, confusion, brain damage and even death.

Who can be liable for carbon monoxide poisoning?

The person who owns the property can be held liable for this accident. If it happened in a commercial establishment, the business owners can be held liable. If it happened in an apartment or a condominium, the victims can sue the landlord for negligence. That is because these property owners have the legal obligation to ensure that their property is safe for others.

If you have been injured because of carbon monoxide poisoning, you can get compensated for your losses. It’s important to talk to a Personal Injury Lawyer in Coquitlam to know what to do next after recovering from your injuries. Look for a Coquitlam personal injury lawyer with expertise in these cases such as Learn Zenk Barristers & Solicitors. Make sure you get compensated fairly so you can recover from your injuries well and also be compensated for the long-term damages that the injury might have caused.

To know more details about ICBC lawyer in Coquitlam please visit our website: http://www.learnzenk.com /

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How You Can Help Someone You Love Who Has Been in an Accident

Accidents often leave a mark, physically or not. People who have been in an accident and got away will always remember this for the rest of their lives. They will remember the pain and trauma. This is why they need all the support they can get. 

If you have a loved-one who has been in an accident, here are the things you can do to help:

1. Help your loved-one find a personal injury lawyer in Coquitlam.

During recovery, the last thing they might have time and energy to do is file for a claim. But with the medical expenses and also the expenses for future medications and therapies, they need the financial help they can get. Going to a Personal injury lawyer in Coquitlam such as Learn Zenk Barristers & Solicitors is the first towards helping your loved-one get the compensation he/she deserves.

2. Be there for her/him. 

Many of those who have been in an accident suffer from depression later. They might withdraw from their social circle and show no signs of wanting to interact. Still, remember to call or be there physically. Having people who will distract them from their thoughts can help.

3. Help your loved-one with the household chores. 

You can offer to bring food or help them clean their house. If your friend is incapacitated due to the injuries, he/she might not be able to do these things. Hiring someone to help is an added expense they might not want to have so offering your help with these really goes a long way.

With these things, you can make it easier for your loved-one to cope during this difficult time in his/her life.

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Evidences Can Make or Break Your Personal Injury Case

For every personal injury case, evidences must be presented to support any claim. Without evidences, the case might not push through even when the worst injuries are sustained.

When involved in a vehicular accident, evidences must be secured. At the accident scene, provided that the people involved are capable of taking evidences, they must get photos of the accident as well as get the information of the other party. A video can also be used as evidence. Many cars these days have dashboard cameras. If it was not damaged during the accident, the contents can be presented as evidence. It’s easier to obtain evidence during vehicle accidents because of police reports and surveillance cameras around. There may also be a lot of witnesses to the accident.

In the case of slip and fall accidents, it might be more difficult to accuse the other party of negligence and breach of care when evidences are not presented. Again, pictures can be used. Photos of the cause of the slip and fall accident can be taken. If the property has a surveillance camera around, they can be accessed to help support the claims of the injured.

Evidences are not enough in getting your maximum claim though. Even when proper evidences are presented, insurance companies might still undermine your claims. This is why you need the help of an ICBC lawyer in Coquitlam from Learn Zenk Barristers &Solicitors law firm to ensure that you will get proper compensation. Your ICBC lawyer in Coquitlam BC can also help obtain crucial evidences to support your claim.

To know more please visit our website: http://www.learnzenk.com/

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When Should You Say Yes to ICBC’s Offer?

Definitely not on the first offer! ICBC usually gives a low-ball first offer, which isn’t enough to cover all the costs of your pain, suffering, loss of wage and many more. Negotiations with ICBC can be tricky and can also be intimidating. After all, you are dealing with experienced negotiators and you, the novice, might easily fall for their first offer.

Don’t accept that first offer. Instead, turn down the offer, list down your reasons why the offer is not fair and ask the insurance company how they came up with such a number. It is also imperative that you work with an ICBC lawyer in Coquitlam such as Learn Zenk Barristers & Solicitors. When it comes to dealing with insurance companies, you have a stronger and more confident voice if you are represented by an ICBC lawyer in Coquitlam BC. You won’t feel intimidated by their negotiating tactics. Many experienced lawyers do not accept even until the fourth offer to ensure that their clients get the compensation they deserve.

It is also important to know how much you are entitled to. Keep your receipts and know how much wage you are losing because of your injuries. Stick with the truth and do not embellish or exaggerate your injuries so you have a better chance of getting proper compensation.

Negotiating with your insurance company might take some time to finish but waiting until you get your rightful compensation is better than accepting a pittance that won’t even cover half of what you spent trying to recover.

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