When Should You Say Yes to ICBC’s Offer?

Definitely not on the first offer! ICBC usually gives a low-ball first offer, which isn’t enough to cover all the costs of your pain, suffering, loss of wage and many more. Negotiations with ICBC can be tricky and can also be intimidating. After all, you are dealing with experienced negotiators and you, the novice, might easily fall for their first offer.

Don’t accept that first offer. Instead, turn down the offer, list down your reasons why the offer is not fair and ask the insurance company how they came up with such a number. It is also imperative that you work with an ICBC lawyer in Coquitlam such as Learn Zenk Barristers & Solicitors. When it comes to dealing with insurance companies, you have a stronger and more confident voice if you are represented by an ICBC lawyer in Coquitlam BC. You won’t feel intimidated by their negotiating tactics. Many experienced lawyers do not accept even until the fourth offer to ensure that their clients get the compensation they deserve.

It is also important to know how much you are entitled to. Keep your receipts and know how much wage you are losing because of your injuries. Stick with the truth and do not embellish or exaggerate your injuries so you have a better chance of getting proper compensation.

Negotiating with your insurance company might take some time to finish but waiting until you get your rightful compensation is better than accepting a pittance that won’t even cover half of what you spent trying to recover.

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Car Accidents – How to Make Sure You File a Personal Injury Claim on Time

Time is actually very crucial when filing for a personal injury claim or even a lawsuit. In vehicular accidents, you must let your insurance company know of the accident within seven days after the accident has transpired. After informing your insurance company, you would have to submit and fill out all necessary documents for applying for the claim and should be accomplished 30 days from the date of the accident.

 

Suing or filing for a claim against the “at-fault” driver also falls under a time frame. You must send a written notice to the “at-fault” driver within 120 days following the accident. If you are filing a lawsuit, this can be done within 2 years after the accident.

Because of the injuries you might sustain, it might be hard on your part to accomplish these necessary documents. Many people also do not know what to do when filing for an injury claim or getting the “at-fault” driver to provide compensation.

If you don’t know where to start, consult an Injury lawyer in Coquitlam. You would want to work with an injury lawyer in Coquitlam such as Learn Zenk Barristers & Solicitors to make sure that you are being compensated fairly for your losses and that you will be able to avoid filing for claims late. This can affect the claims you can get from your insurance company. Your personal injury lawyer will help you stay within the timeline and advice you on the right time to file for a lawsuit or a claim.

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4 Common Delayed Symptoms Following a Vehicular Accident

Not all accident injuries manifest symptoms immediately. Due to adrenaline rush, the aches and pains you might feel following an accident can be dulled out or masked. But do watch out for the following very common delayed accident injury symptoms so you can seek the right medical help and let Personal Injury Lawyers in Coquitlam know the extent of your injuries:

 

1. Neck pain

Neck pain or whiplash can also be accompanied by arm and shoulder pain. This is a serious injury that causes pain that will last for a few weeks or months, depending on how severe it is. The symptoms can start showing after a few hours from the time of the accident but may also not manifest after a few months or years

2. Headache

This can be a sign of a more dangerous injury such as blood clotting in the brain or even a delayed symptom of concussion.

3. Loss of feeling

If you feel numbness in your hands and arms, this can be a hidden sign of whiplash injury. The root cause can be damaged nerves in your spinal column or neck.

4. Post Traumatic Stress Disorders

Injuries are often not the physical kind. It can also be an emotional trauma as evident in PTSD or Post Traumatic Stress Disorder, which leads to having anxiety and difficulty in living a normal life.

Aside from getting medical help, consulting with personal injury lawyers in Coquitlam such as Learn Zenk Barristers & Solicitors is also important in getting fair compensation for all your pain and suffering.

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How to Recover Faster From Slip and Fall Injuries

The injuries you can sustain from slipping or falling run the gamut. From head injuries to broken bones, these injuries should not be treated lightly. The costs of medications for these injuries can also become a challenge to the sufferer. This is why it is important to get the help of personal injury lawyers in Coquitlam. 

 

Personal injury lawyers in Coquitlam BC such as Learn Zenk Barristers & Solicitors can become your voice in getting just compensation for your pain and losses due to the injury so you can finally focus on getting better. While you are letting your lawyer fight for your case on your behalf, here are the things you can do to speed up your recovery:

1. Follow your doctor’s orders stringently.

If you are requested to get rest and to stay off of your injured body part for weeks, do it. Not only will this help in your recovery but this will ensure that your insurance company will not use your inability to follow doctor’s orders to lower down the value of your claim. Go for follow up check-ups and get the therapies recommended by your doctor.

2. Eat nutritious foods.

Many foods are great for healing. Vitamin C and omega 3 fatty acids should be included in your diet. Amino acids and protein are also essential for the healing process of tissues, nerves and cells.

3. Keep a positive outlook in life.

Studies say that people with a happier and a more positive disposition tend to recover faster from injuries than people who don’t.

So keep your chin up, let your lawyer do the rest and focus on your recovery.

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Why You Need to Keep an Injury Journal for Your ICBC Claims

One of the things an injury lawyer in Coquitlam will recommend to their clients when trying to file for ICBC claims and getting rightful compensation for their losses is to keep an injury journal. Why is this important?  

1. An injury journal refreshes your memory.

A good Injury Lawyer in Coquitlam BC will recommend to wait for a few months to further determine the extent of your injury before filing for an injury claim. This is to make sure that all of your injuries have manifested. With that time, you may already start to forget about what injuries and extent of damages happened to you.

2. To establish credibility.

Failing to recall the incidents of your accident and what transpired during your recovery can make your statements in court and while being interviewed by ICBC inaccurate. Your insurance company can call you out for lying. Having a clear recording through a journal of your therapies and the things that happened while recovering will establish credibility.

3. To accurately describe the injuries and how it affected your life.

How you felt when you were suffering from your injuries will diminish as you heal up. You might forget how frustrated you felt when you can’t pick up your child because of your injuries. You might also forget how depression hit you when you were unable to control the functions of your body. Having a journal allows you to look back as to how much suffering you have endured as a result of your accident.

A law firm such as Learn Zenk Barristers & Solicitors experienced in personal injury cases can help you in determining how to create an injury journal that can be useful when filing for an ICBC claim.

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How to Prove You are Not at Fault in a Slip or Fall Accident

Many people get in a slip or fall accident every year. It can be hard to determine who is at fault during these cases so you need to retain the services of personal injury lawyers in Coquitlam in order to help gather evidences to support your claim.

Here are the steps in providing who is at fault in a slip or fall accident:

1. Determining the liability of the property owner.

If you have been injured in someone else’s property, determining the liability of the owner is the first step. You need to determine whether the property has caused the accident due to problems such as slippery surfaces, weak foundations, leaks in roof or similar instances. You also need to determine how long these problems have been there and if the owner did anything to them. Also acquire proof that the owner knew about these dangerous problems and did nothing to correct them.

2. Proving that there is negligence

All property owners have their own responsibilities in tending or taking care of their property. That means examining the property regularly and conducting maintenance steps to ensure that the property does not cause injuries. If there are things like potholes, broken pavement or slippery surfaces, find out if there are warnings or protective barriers intended to warn the public.

3. Determine your contribution to the accident.

There is such a thing called “comparative negligence” in which the injured person has contributed to the accident due to his or her own negligence. Prove that you have sufficient reason to be in the property. You would also want to prove that the dangerous spot is difficult to avoid or to see under normal circumstances. Also prove that you weren’t doing anything to distract you from seeing the dangerous spot.

While recovering from injuries, your personal injury lawyer in Coquitlam can help prepare the necessary documents in filing for a claim. A personal injury law firm such as Learn Zenk is experienced in these cases.

 
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Mistakes Plaintiffs Make When Measuring Personal Injury Economic Loss

When making an insurance policy claim or filing for a torte claim, it is not uncommon for many plaintiffs who have gone through personal injury to make a lot of mistakes when it comes to computing for economic losses.

Economic loss is the amount of money you lose as a result of your personal injury. Hiring an economist and a personal injury lawyer in Coquitlam may help you in determining economic losses accurately and effectively. Avoiding the following mistakes can also help:

1. Only taking into account the plaintiff’s best year in earnings.

Many people choose their highest-paid year to base their forecast in computing for lost earnings. It is important to take into account your over-all work history and choose a year that is not deemed anomalous such as years when you’ve had an unusual high in earnings.

2. Not thinking about the full extent of mitigation

It is expected for plaintiffs to consider all mitigation aspects of the case. In case the other party hires an expert in employment, the projected costs of mitigation coincides with your forecast. And since this is outside the scope of an economist, finding personal injury lawyers in Coquitlam such as Learn Zenk Barristers & Solicitors to explore all mitigation possibilities is important.

3. Not considering the future possibility of unemployment

Creating assumptions and coming up with a forecast solely based on a future where the plaintiff does not suffer from unemployment puts them at a disadvantage. It is important to consider the industry you are in as well as your previous unemployment history to accurately determine mitigation costs.

You can greatly avoid making these mistakes if you talk to your personal injury lawyer thoroughly and discuss all your possible options.

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